Hey kids! Appalachian Community Federal Credit Union offers a "Kids Savings Club" account. The account is intended for the young savers up to the age of 12. This account helps to teach our children fun and exciting ways to establish good savings habits! Kids receive their own membership cards and other gifts when they make their first deposit. Members earn Kid Club Dollars for every $5 (not including payroll transfer deposits from relatives) they deposit into their account. With these dollars, members may purchase special premium items. Dividends are paid quarterly.