| Bylaw requirements - You must complete payment of one share into your Share Savings account(s) as a condition of admission to membership. The par value of a share is $5.00. National Credit Union Administration Insurance - This credit union is federally insured by the National Credit Union Administration. Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.: |
| ATM USAGE: *Transactions on non Credit Union owned ATMs are $1.50 each after the first six transactions per month. |
$1.50 per transaction* |
| REPLACE ATM CARD: |
$5.00 per card
|
| REPLACE VISA DEBIT CARD |
$5.00 per card
|
| REPLACE VISA DEBIT CARD PIN |
$3.00 per card |
| REPLACE VISA DEBIT CARD AND PIN |
$8.00 per card
|
| Certified check: |
$3.00
|
| Cashier's check: |
$2.00
|
| Money order: |
$1.00
|
| Traveler's checks: Regular single party checks are at no cost. |
| Traveler's checks for two: |
$1.50 per $100.00
|
| Nonsufficient funds item (each): NSF items include: Checks, ATM withdrawals, Debit Card purchases, ACH debits |
$28.00
|
| Account activity printout: Interim account history-per page |
$1.00
|
| Account research: |
$20.00 per hour/$20.00 MIN.
|
| Copy of Check: |
$4.00 per draft
|
| Account balancing assistance: |
$20.00 per hour/$20.00 MIN.
|
| Copy of statement: Per page |
$1.00
|
| Stop payments - all items: Per check or range of checks |
$28.00 |
| Incoming wire transfer: |
$10.00
|
| Outgoing wire transfer: |
$15.00
|
| Foreign Incoming wire transfer: (Minimum charge $50.00 or actual cost to Credit Union, whichever is greater.) |
$50.00
|
| Foreign outgoing wire transfer: (Minimum charge $50.00 or actual cost to Credit Union, whichever is greater.) |
$50.00
|
| Membership entrance: |
$1.00
|
| Savings account closing fee: This fee will be charged to close an account within the first 90 days after it has been opened. |
$25.00 per occurrence
|
| Savings account reopen fee: |
$25.00 per occurrence
|
| (This fee will be charged to reopen an account within 12 months of it having been closed at the request of the member.) |
| Dormant checking account or savings account:An account is dormant When there has been no activity for one year. |
$5.00 per month
|
| Overdraft Privilege $28 per cleared check |
| IRA Closing Fee: |
$15.00 per IRA account |
| Safe deposit box: As low as 5 cents per day, based on box size. |
|
| SKIP-A-PAY PROGRAM* |
$25.00 per loan |
| *Frequency Limit: |
One Skip-a-Pay per 6 months |
| *Payments must be current and loans must have been in existence for twelve months. |
