| Bylaw requirements - You must complete payment of one share into your Share Savings account(s) as a condition of admission to membership. The par value of a share is $5.00. National Credit Union Administration Insurance - This credit union is federally insured by the National Credit Union Administration. Limits and fees - The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.: |
ATM USAGE: *Transactions on non Credit Union owned ATMs are $1.50 each after the first six transactions per month.
ACFCU members can utilize over 37,000 Allpoint ATMs surcharge free. Find the nearest Allpoint ATM to you on our home page. Just enter your zip code and click to locate a surcharge free ATM. |
$1.50 per transaction* |
| REPLACE ATM CARD: |
$5.00 per card
|
| REPLACE VISA DEBIT CARD |
$5.00 per card
|
| REPLACE VISA DEBIT CARD PIN |
$3.00 per card |
| REPLACE VISA DEBIT CARD AND PIN |
$8.00 per card
|
| Certified check: |
$4.00
|
| Cashier's check: |
$2.00
|
| Money order: |
$1.00
|
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| Nonsufficient funds item (each): NSF items include: Checks, ATM withdrawals, Debit Card purchases, ACH debits |
$28.00
|
| Account activity printout: Interim account history-per page |
$1.00
|
| Account research: |
$20.00 per hour/$20.00 MIN.
|
| Copy of Check: |
$4.00 per draft
|
| Account balancing assistance: |
$20.00 per hour/$20.00 MIN.
|
| Copy of statement: Per page |
$1.00
|
| Stop payments - all items: Per check or range of checks |
$28.00 |
| Incoming wire transfer: |
$10.00
|
| Outgoing wire transfer: |
$15.00
|
| Foreign Incoming wire transfer: (Minimum charge $50.00 or actual cost to Credit Union, whichever is greater.) |
$50.00
|
| Foreign outgoing wire transfer: (Minimum charge $50.00 or actual cost to Credit Union, whichever is greater.) |
$50.00
|
| Membership entrance: |
$1.00
|
| Savings account closing fee: This fee will be charged to close an account within the first 90 days after it has been opened. |
$25.00 per occurrence
|
| Savings account reopen fee: |
$25.00 per occurrence
|
| (This fee will be charged to reopen an account within 12 months of it having been closed at the request of the member.) |
| Dormant checking account or savings account:An account is dormant When there has been no activity for one year. |
$5.00 per month
|
| Overdraft Privilege $28 per cleared check |
| IRA Closing Fee: |
$15.00 per IRA account |
| Safe deposit box: As low as 5 cents per day, based on box size. |
|
| SKIP-A-PAY PROGRAM* |
$25.00 per loan |
| *Frequency Limit: |
One Skip-a-Pay per 6 months |
| *Payments must be current and loans must have been in existence for six (6) months. |
