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SAVINGS & CHECKING
Account Type Deposit Range Dividend Rate APY*
Regular Savings/ Secondary Savings

$0 to $500.00

 0.00%

 0.00%

Regular Savings/ Secondary Savings

$500.01 to $2,500.00

0.75%

0.75%

Regular Savings/ Secondary Savings

$2,500.01 to $10,000.00

1.00%

1.00%

Regular Savings/ Secondary Savings

$10,000.01 to $25,000.00

1.15%

1.16%

Regular Savings/ Secondary Savings

$25,000.01 and over

1.35%

1.36%

Kid's Savings Club

 

1.10%

1.10%

Christmas Club

 

1.10%

1.10%

Vacation Club

 

1.10%

1.10%

Preferred Checking

2,500.00 min bal

.75%

.75%

Platinum Checking

$10,000.00 min bal

1.74%

1.75%

IRA Share Savings

 

 

1.25%

1.26%

Money Market

$0 to $999.99

0.00%

0.00%

Money Market

$1,000 to $9,999.99

1.25%

1.26%

Money Market

$10,000 to 24,999.99

1.50%

1.51%

Money Market

$25,000 and over

1.75%

1.76%

Preferred Money Market

$50,000

2.13%

2.15%

Platinum Money Market

$75,000

2.23%

2.25%

* APY = Annual Percentage Yield


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SHARE CERTIFICATE RATES  
 
SHARE CERTIFICATES
Penalty incurred for early withdrawal

Term

Minimum Deposit

Dividend Rate

APY*

 6 Month "Promo" CD

$1,000

3.40%

3.40%

  12  Month "Promo" CD

$1,000

3.45%

3.50% 

 48  Month "Promo" CD                    $1,000                4.72%    4.80%

6 Month Certificate

$1,000

2.70%

2.70%

12 Month Accumulative Certificate

$500

2.82%

2.85%

12 Month Certificate

$1,000

2.82%

2.85%

18 Month Certificate

$1,000

2.82%

2.85%

24 Month Certificate

$1,000

2.82%

2.85%

30 Month Certificate

$1,000

2.87%

2.90%

36 Month Certificate

$1,000

2.87%

2.90%

48 Month Certificate

$1,000

2.87%

2.90%

* APY = Annual Percentage  Yield. Interest will compound to the certificate, will pay to another account, or will accrue until maturity.  We reserve the right to correct any typographical errors in published rates. 


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IRA RATES  
 
IRAs: TRADITIONAL
Penalty incurred for early withdrawal

Term

Minimum Deposit

Dividend Rate

APY*

6 Month IRA Certificate

$500

2.70%

2.73%

12 Month IRA Certificate

$500

2.82%

2.85%

18 Month IRA Certificate

$500

2.82%

2.85%

24 Month IRA Certificate

$500

2.82%

2.85%

30 Month IRA Certificate

$500

2.87%

2.90%

36 Month IRA Certificate

$500

2.87%

2.90%

48 Month IRA Certificate

$500

2.87%

2.90%

* APY = Annual Percentage Yield

Rates effective as of  June 2, 2008

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