Advantage Business Solutions

Appalachian Community Federal Credit Union offers a full range of products and solutions to meet the needs of your business at every phase. At ACFCU we know that being a business owner is incredibly time consuming. It's important that your business accounting be as simple, convenient, and hassle-free as possible allowing you to focus on your business. As a Business Member of Appalachian Community Federal Credit Union, your business will enjoy affordable and convenient deposit, lending, and service options along with the same "Hometown Services" you have grown accustomed to with your personal accounts.

Click Here! to login to Advantage Business Access Online.

Executive Business Checking

Check out the benefits you receive by opening an ACFCU Executive Business Checking account:

  • Free Bill Pay thru myACFCU Online
    • Allows you to assign multiple levels of access to different individuals
    • Allows you to conduct automated payroll
  • Free mobile banking with account alerts
  • Free e-Statements
  • Free business debit card
  • No ACFCU ATM fees
  • Free coin and currency orders

Avoid the $10.00 monthly maintenance fee by maintaining an average daily balance of $1,000.00 or more.


Business Share Account

  • No fee share account
  • Traditional savings account that earns dividends
  • A $5.00 minimum balance is required to establish a business account
  • Interest paid and compounded quarterly
  • Establishes membership with ACFCU

Money Market

  • Variable monthly dividends on balances of $1000.01 or more
  • Tiered rates for higher balances
  • Three or less withdrawals per quarterly statement

Share Certificates

  • Maturities from 6 months to 6 years
  • Automatic renewal options
  • Relationship bonus points


Credit Solutions

  • Business Ready Cash line of credit up to $10,000 (3% minimum payment, 5% late fee)
  • No annual fee Business Solutions Credit Card up to $20,000
  • Various business loans

Merchant Services

Payment Solutions

Merchant Services provided in partnership with First Data includes:

  • Credit and Debit processing
  • TeleCheck® Check Acceptance Solutions
  • International payment processing
  • Automated Clearing House (ACH) payments
  • Payment processing reporting

Employee Benefits

  • Payroll and Human Resource Services partnered with Time and Pay
  • Investment and retirement services
  • ACFCU @twork membership benefits

Legal Protection Insurance

Every business should have access to legal coverage and every business should be able to afford it. With all the fine print and legalities of running a company today, legal protection is a necessity, but it doesn’t have to be unaffordable.

For one low monthly cost, you can lead your business with peace of mind knowing you’ll have acess to legal advice when you need it most. From legal consultations and contract reviews, to debt collection and more, we’ll help you and your business with any legal matter, big or small.

Some of Our Small Business Services Include:

  • Legal consultation on unlimited matters
  • Business law expertise
  • Contract and document review
  • Debt collection assistance
  • Legal correspondence
  • Trial defense services

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                          LegalShield Business Protection